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Ken Nichols Car Guy

Vehicle Financing Options

Ken offers many ways to finance your new vehicle. Here are some GMAC options.
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vehicle finance options

You've Got Choices

Thinking about a new GM car, truck or van? Good thinking. Looking for an affordable and convenient way to put yourself in the driver's seat? Smart move. GMAC and your GM dealer/retailer have a solution for you.

GMAC Financial Services makes a wide variety of financing plans available to customers through franchised General Motors dealers.

Your dealer/retailer and GMAC can provide several ways to get a GM vehicle in your life. From traditional financing, to open ended and commercial leasing, GMAC and your dealer/retailer can make the vehicle acquisition process for qualified customers fast and easy, keeping the payment within your budget.

GMAC offers a variety of flexible finance and lease options to meet the ever changing needs of your business including:

  • Traditional Retail Financing
  • ComTRAC Open Ended Leasing
  • Commercial SmartLease
  • Commercial Line of Credit
  • Consolidated Billing

Vehicle Financing

You make a down payment in the form of cash or a trade-in, then pay GMAC the balance, plus finance charges, over an agreed-upon number of months.

Vehicle Leasing

GMAC's SmartLease and SmartBuy plans provide you with distinctive advantages that you just can't get with traditional financing.

ComTRAC Lease is an open-end lease designed as an alternative to our closed-end Commercial SmartLease. It also permits qualified customers to lease vehicles with specialized upfits.

SmartLease allows you to pay for the portion of the vehicle you expect to use during the contract period, plus a rent charge, taxes and fees.

SmartBuy is a purchase transaction you own the vehicle, but enjoy many of the benefits of a lease with low monthly payments and a final balloon payment. A smart way to buy from GMAC!

Personal vehicle insurance coverage that offers you security and protection.

GM Protection Plan vehicle service contracts provide protection against unexpected vehicle repair costs.

GM Motor Club is a member-based operation that provides 24-hour roadside emergency services to GM and non-GM vehicle owners

Whether your fleet is large or small, we information to help you decide how to acquire or service your business vehicles.

Ken Nichols Car Guy
Chevrolet, Dodge, Ford cars and trucks in Arizona

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